The proverb I found for today, January 24, makes me think of my ancestors coming to the Northwest during the 1800s in a covered wagon to start a new life. They followed this principle.
“Finish your outdoor work and get your fields ready; after that, build your house.” Proverbs 24:27 NIV

It only makes sense, after all. Get settled in your work, lay some savings aside for the future (planting your crops), then build your house (settle in permanently).
The following verses are a clear warning against laziness. If I don’t work, I’ll come into poverty. Another lesson I learn here is to be observant and learn from the others’ mistakes.
“I went past the field of the sluggard, past the vineyard of the man who lacks judgment; thorns had come up everywhere, the ground was covered with weeds, and the stone wall was in ruins.
“I applied my heart to what I observed and learned a lesson from what I saw. A little sleep, a little slumber, a little folding of the hands to rest – and poverty will come on you like a bandit and scarcity like an armed man.” 24:30-34
by Kathy Sheldon Davis